JPMorgan Chase Bank, N.A., or simply Chase, is one of the top four banking companies in the United States. Its headquarters is located in Chicago, Illinois. It was formerly known as the Chase Manhattan Bank until its merger with J.P. Morgan & Co. in 2000. Four years later, it was merged with Bank One Corporation.
The firm has total assets of more than $2.3 trillion and operates in more than 60 countries worldwide. In the United States, it has more than 5,600 branches and 20,000 automated teller machines. It serves approximately one out of every six people in the U.S. It offers traditional banking products and services as well as mobile banking services, business banking, commercial banking and merchant services.
Below are the latest Chase fees.
Breakdown of Fees
|Checking Non-Sufficient Funds Fee||$34.00|
|Checking Overdraft Fee||$16.33|
|Checking Stop Payment Fee||$20.00|
|Non-Bank Owned ATM Fee||$1.33|
|Savings Overdraft Fee||$15.00|
|ATM Non Customer Fee||$3.00|
|Monthly Savings Account (Chase Savings)||$4.00|
|Monthly Savings Account (Chase Plus Savings)||$20.00|
|Monthly Checking Account (Total Business Checking)||$10.00|
|Monthly Checking Account (High School Checking)||$6.00|
|Savings ATM Fee||$2.00|
|Money Transfer (Inbound)||$15.00|
|Money Transfer (Outbound)||$30.00|
|Home Equity Lines of Credit||5.97%|
|Home Equity Loans (36 Months)||5.69%|
|Home Equity Loans (60 Months)||10.21%|
|Home Equity Loans (84 Months)||10.21%|
|Home Equity Loans (120 Months)||10.22%|
|Home Equity Loans (180 Months)||6.58%|
Chase has three credit cards offered to its clients. These are Chase Freedom, Chase Slate, and Chase Sapphire. To date, there are more than 60 million Americans who have Chase credit cards.
Chase Freedom and Chase Slate both have no annual fees while Chase Sapphire has a $95 annual fee. Chase Freedom offers a $100 bonus every time a cardholder spends more than $500 on purchases within three months after opening the account.
On the other hand, Chase Slate has no transferee fee during the first 60 days after the account opening. Meanwhile, Chase Sapphire offers up to 40,000 bonus points after the cardholder spends $3,000 on purchases within three months after opening the account.
Chase also offers auto loans to its clients, helping them acquire either new or used cars or even refinance their existing auto loans. Loan amount would range from a low of $7,500 to as high as $100,000.
Applying for an auto loan is made more convenient by Chase as it allows clients to apply online through its website, www.chase.com. Aside from applying for an auto loan, clients can view the status of their loan application, manage their auto loan account, and return to a saved auto loan application.
Chase can likewise help their clients in acquiring their dream homes or refinancing their existing home mortgages.
Its Mortgage Cash back promo, meanwhile, rewards clients who pay their mortgage through automatic deduction from their Chase personal checking accounts by giving them as much as $500 yearly for the duration of the program.
There are four checking account products offered by the U.S. banking giant. These are Chase Total Checking, Chase Premier Plus Checking, Chase Premier Platinum Checking, and Chase High School/College Checking.
All Chase checking account holders can access their online in any of the 20,000 ATMs and 5,600 branches of the bank as well as its mobile banking facilities. Annual fees range from $25 to $100.
Online banking provides a lot of convenience to the millions of Chase customers. With the bank’s online banking facilities, clients can pay bills online, receive paperless statements, make quick deposits, and send money to another party anywhere in the world. They can also get alerts to notify them of a scheduled payment, or simply help keep their accounts safe.