Retail giant Walmart has its MoneyCard that card holders can use for making various transactions like bill payments, check cashing, money orders, and the like. The Walmart MoneyCard represents the superstore’s foray into the financial arena.

Below are the latest Walmart MoneyCard fees.


Financial Services

Domestic Transfer - Walmart 2 Walmart (up to $50)$4.50
Domestic Transfer - Walmart 2 Walmart ($51-$900)$9.50
Domestic Transfer - MoneyGram (up to $50)$4.75
Domestic Transfer - MoneyGram ($51 & up)$11.00
International Transfer - MoneyGram$9.00
Bill Payment (3 Day, Next Day, Same Day)$1.00

Card Products

Walmart MoneyCard$1.88
Reloadable Prepaid Cards$1.95
Card Reload$3.74
Network Gift Cards$3.44

Cashing Services

Payroll Check$3.00
Government Check$3.00
Other Check (Pre-Printed)$3.00
Money Order (Walmart Issued Only)$3.00
Card Cashing (Unload up to $1,000 at a time)$3.00

Additional Services

Book of Stamps$9.80
Money Order$0.70

Basic Walmart MoneyCard

Purchase Fee$3.00
Monthly Service Fee$3.00
Reload using direct deposit of payroll or government benefits$0.00
Reload using Walmart Check Cashing$0.00
Rapid Reload at participating Walmart stores$3.00
Reload with cash on the Green Dot NetworkUp to $4.95
Cash withdrawal at over 20,000 MoneyPass ATMs$0.00
Cash withdrawal at non-MoneyPass ATMs or tellers (ATM owner may als charge a fee)$2.00
Cash back with purchase where available$0.00
Balance inquiry at any ATM$1.00
Replacement card if lost, stolen, or damaged$3.00
Foreign merchant surcharge added to transaction amount2%

Walmart MoneyCard Fees

This prepaid debit card has an activation fee of $6, with a reload fee of $3. There is no PIN transaction fee, although cardholders would have to pay $3 every month. The monthly fee is, however, waived if you are able to load a minimum of $1,000 or more to the card.

There is also a Wa;mart MoneyCard fee of $2 every time you use the MoneyCard on any ATM, aside from the ATM charges.

How Walmart Money Card Works

The Walmart MoneyCard simply works like any prepaid debit card. You can use it to pay for any product purchase or service you availed of as long as the establishment accepts Visa debit cards. This means that you can use the MoneyCard in practically all grocery and department stores, airlines, car rentals, hotels, and gas stations.

Walmart MoneyCard Advantages

There are many advantages of using the MoneyCard. It’s safer as you don’t need to bring cash all the time. You won’t have to worry about cash being stolen because in case you lose the MoneyCard, you simply inform Walmart and they’ll cancel the card meaning anyone who gets it won’t be able to use it.

For most parents, the Walmart MoneyCard can help them in teaching their kids how to be responsible with their money. It is now normal for many parents to give their teenage children a Walmart MoneyCard instead of cash.

You can also get a lot of rewards if you frequently use the MoneyCard. For instance, you can get cash back every time you use the card for paying for gas.
You can also keep track of your money as you will be alerted by email or via text about your balance. MoneyCard also alerts you whenever your balance is below $25, so you can reload your debit card immediately and not risk getting caught with insufficient balance.

How to Load a Walmart Money Card

There are several ways for you to load a Walmart MoneyCard. First is by swiping the prepaid card at any register found in participating Walmart locations. The minimum load amount is $20, and the maximum is $1,100. The reload fee of $3 applies as well.

You can also load the prepaid card by first cashing your check at any Walmart location. But the maximum amount that you can load through check is $3,000.

Another way of adding up to the load of your MoneyCard is to find a MoneyCenter express that is usually placed in front of a participating Walmart store. The said express station can be mistaken for an ATM, but it does more than dispense money. It can also be used for reloading MoneyCard, purchasing money orders and more.

walmart moneycard feesOther means of adding money to your MoneyCard are through money transfer from a bank or credit union, or paycheck deposit directly to your prepaid card account.

For more information on Walmart MoneyCard and Walmart MoneyCard fees, visit their official website.

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