Wells Fargo is one of the largest banks in the United States. As of 2014, it has $1.6 trillion in assets making it the fourth-largest bank in the U.S. in terms of asset size.
It is part of the so-called Big Four banks in the U.S. alongside other competitors like Bank of America, Citigroup, and JP Morgan Chase. Outside the U.S., it has offices in 35 countries and serves more than 70 million clients.
Wells Fargo traces its roots to the merger of the Wells Fargo & Company based in San Francisco with the Northwest Corporation based in Minneapolis in 1998. Ten years later, the company acquired Wachovia based in Charlotte. Following the mergers, Wells Fargo transferred its headquarters in San Francisco, California.
Below are the latest Wells Fargo fees.
|Account Research (Hourly)||$25.00|
|Incoming And Outgoing Domestic Collection ||$25.00|
|Stop Payment ||$31.00|
|Legal Process Fee ||$125.00|
|Excess Activity Fee for Savings Accounts ||$15.00|
|ATM (Wells Fargo)||$0.00|
ATM (Non-Wells Fargo
|ATM Balance Inquiry ||$2.00|
|ATM Transfer Fee (U.S. and International) ||$2.00|
|ATM Transaction (U.S.) ||$2.50|
|ATM Transaction (International) ||$5.00|
ATM Card And Debit Card Transactions
|ATM Statement (Wells Fargo ATM) ||$1.00|
|International Purchase Transaction Fee ||3%|
|International Purchase Transaction Fee |
|Debit Card Over-The-Counter Cash Disbursement (International)||3%|
|Cashier's Checks ||$10.00|
|Personalized Temporary Checks ||$3.00|
|Document Copies — Self Serve ||$0.00|
|Document Copies ||$5.00|
Foreign And International Services
|Foreign Currency ||Delivery Fee|
|Foreign Draft ||$30.00|
|Foreign Draft Stop Payment ||$75.00|
|International Fax ||$10.00|
|International Item Collection — $250 or more ||$75.00|
|International Item Deposited (Foreign Currency or U.S. Dollars) ||$5.00|
|International Item Deposited, Returned Unpaid ||$15.00|
|SWIFT/Tracer Fee ||$25.00|
Overdraft and Returned Items (NSF)
|Overdraft Item ||$12.50|
|Overdraft Protection Transfer from Savings Account ||$12.50|
|Overdraft Protection Advance from Line of Credit Account ||$12.50|
|Credit Inquiry Fee ||$10.00|
|Research and Verification (Hourly)||$25.00|
|Incoming Domestic/Internal Transfer ||$15.00|
|Incoming International U.S./Foreign Currency ||$16.00|
|Outgoing Domestic/Internal Transfer ||$30.00|
|Repetitive Outgoing Domestic/Internal Transfer ||$25.00|
|Outgoing Book Transfer ||$15.00|
|Repetitive Outgoing Book Transfer ||$10.00|
Wells Fargo caters to retail clients, small and medium enterprises, and even corporate clients. It offers banking products like checking and savings accounts, credit cards, debit and prepaid cards, online banking, and money transfer services.
It also extends home mortgage loans, auto loans, home equity, student loans, and personal loans to clients. For small businesses, its products and services include credit lines, real estate financing, merchant payment processing, and business checking and savings, among others.
Check the table above to find the latest Wells Fargo fees.
Wells Fargo can extend loans for home purchase, home renovation, mortgage refinancing, and home equity. Home purchase is not limited to residential houses as Wells Fargo can help clients acquire investment property, vacation homes, and foreclosed property.
Wells Fargo has credit cards like the Propel World American Express Card, Propel 365 American Express Card, Visa Signature card, Cash Back Signature Card, and Home Rebate Visa Signature Card. It also offers Cash Back signature card, and a secured credit card.
With Wells Fargo online banking, you can monitor and access your accounts anywhere, anytime. You can also transfer money, pay bills and deposit checks from your mobile devices through Wells Fargo mobile banking. You can receive online statements, eliminating the need for bills. Wells Fargo also has online brokerage, enabling you to manage your investments online.
Wells Fargo extends personal loans to clients, with the loan application completed within hours and funds transferred on the next business day. Personal loans have a minimum loan amount of $3,000 and features fixed term and rates.
Students may also apply for student loans from Wells Fargo, the proceeds of which they can use for funding their tuition and other eligible education expenses.
If you wish to acquire your own car, then you can also approach Wells Fargo and apply for an auto loan. Whether you want a new car or a used vehicle, Wells Fargo can extend an auto loan with very competitive rates.
Wells Fargo also offers investment products. You can choose from investing in mutual funds, investing in person with Wells Fargo advisors, investing with Wells Trade Brokerage, or investing in managed portfolio solutions.
Small and medium enterprises are assisted by Wells Fargo in different ways, from loans to payroll management to electronic payment and merchant services.